Money Management Matters
Learning to make sound financial choices now will help you establish your professional career, find a home, and put down roots. In order to aid you in this process, the Graduate School has provided this page with resources. In the links below, you can learn how to repay student loans, pay off credit card debt, understand the importance of your credit score, prepare for purchasing a home, and save for retirement.
Student Loans
Employment
Healthcare
Credit
Saving & Investing
Money Management
Student Loans
- How do I apply for aid (Federal Student Aid Homepage)?
- Interest Rates and Calculators for Federal Direct Loans
- Who Services Your Loans and How Much Do You Owe (National Student Loan Data System)?
- Quick Reference to Repaying Your Student Loans
- Federal Student Loan Counseling Instructions
- Repayment Calculator
- IRS Tax Benefits for Education
- UK Graduate Funding
- The Project on Student Debt
- Student Budget Calculator
Employment
- Curriculum Vitaes vs. Resumes
- Up-to-Date Salary and Job Prospect Projections (Occupational Outlook Handbook)
- State Specific Occupational Projections
- Tips on Using Social Media While Job Seeking
- Stuckert Career Center
- University of Kentucky Jobs
Healthcare
- Healthcare.gov
- Payment Penalty for Being Uninsured
- Details about coverage and premiums for UK Graduate Student health plans, including the insurance declination form
- Available Health Services for UK Students
- UK Student Health Plan
- Answers to your UK Student Health Plan questions
Credit
- Credit Card Repayment Calculator (Bankrate.com)
- Free Annual Credit Report
- How are the rate of Interest, and the Amount One Can Borrow Determined? - FICO Score Information
- How Credit Scores Affect the Price of Credit and Insurance (Federal Trade Commission)
- Effects of Paying the Minimum on Your Credit Card (Federal Trade Commission)
- Identity Theft Protection
Saving & Investing
- What if I were to invest the money that I spend on coffee?
- "Feed the Pig" - Personal financial information from the AICPA
- Budget Builder - Easily create your own budget and save to Excel!
- Individual Retirement Arrangements (IRAs)
- Available Retirement Plan Options
- IRS 529 FAQ
- Saving for Retirement
Money Management
- Collection of Personal Financial Information (mymoney.gov)
- Collection of Personal Finance Calculators
- Personal Financial Education from UK Federal Credit Union
- Financial Literacy Basics
- Cost of Living Calculator
- Cost of Raising a Child Calculator
- Financial Steps for Expecting and New Parents
- Financial Literacy 101
- "Money 101" (CNN)
- Money Saving Tips
- GradSense.org